Which treatments can be paid in instalments?

The clinic’s in-house instalment plan is only for braces (orthodontics). For all other treatments we accept Qpay (up to OMR 500 per user, limit set inside the Qpay app) or Tajeer Finance (up to 24 months, for larger cases).

Do I need the Qpay app installed?

Yes. You install the Qpay app on your phone, register, and complete KYC inside the app. Qpay then assigns your personal credit limit — some users are approved for up to OMR 500, others for less. We cannot raise the limit from the clinic.

Can I combine plans with insurance?

Yes. Insurance typically covers part of the fee; the patient share can be split across any of the plans. Send us your policy details and we will produce a clear breakdown.

What if I want to pay off early?

The in-house braces plan allows early settlement at any time without penalty. Qpay’s early-settlement terms are set inside the app. Tajeer follows its own early-settlement policy stated on your contract.

Do I need to pay anything before treatment starts?

For the braces plan, OMR 150 is paid on the day braces are fitted. Qpay and Tajeer release the full amount to us at approval, so treatment can start immediately.

Is Sharia-compliant financing available?

Tajeer Finance operates under Sharia-compliant structures. Ask for the Murabaha-based product when you apply.

Payment plans · three options

Treat now, pay over time.

Three instalment options with different terms and requirements. Pick the one that fits your case and budget.

Most used

Orthodontics only · direct clinic plan

Braces instalment plan

Up to 11 monthly payments

Best for

Metal braces. OMR 500 cash, or OMR 650 in instalments — OMR 150 first payment, then OMR 50 per month for 10 months.

Requirements

Valid Omani ID or resident card
Initial payment of OMR 150 on the day braces are fitted
Standing arrangement for OMR 50 monthly for 10 months
Treatment continues only while instalments are current

Fees

No hidden fees. Cash price OMR 500; instalment total OMR 650 — a flat OMR 150 difference for the convenience of paying monthly.

How to apply

Confirmed during your orthodontic consultation. Signed directly with the clinic — no third-party lender.

In-app approval · limit varies by user

Qpay

4 monthly instalments

Best for

Smaller treatments — single crowns, whitening packages, simple restorative work. Your approved limit is set by Qpay, not by the clinic: some users have up to OMR 500, others have a lower ceiling.

Requirements

Download the Qpay app and register — the app assigns your spending limit
Valid Omani ID or resident card (for KYC inside the app)
Your available Qpay limit must cover the treatment value
No salary certificate required

Fees

No interest for on-time payments. Late-payment fees as per Qpay policy.

How to apply

Install and register on the Qpay app first. At the clinic, reception initiates the transaction; you approve and sign it on your phone.

Longest term · Higher ticket cases

Tajeer Finance

Up to 24 monthly instalments

Best for

Large comprehensive cases — full-arch implants, full-mouth rehabilitation, premium aligner packages.

Requirements

Salary certificate (typically OMR 400/month and above)
Employment letter or commercial registration for business owners
Valid ID + resident card if expat
Credit check processed by Tajeer (24–72 hours)

Fees

Profit rate set by Tajeer at approval time. Total cost and monthly amount confirmed in writing before you sign.

How to apply

We can initiate the Tajeer application on your behalf. Bring your documents to your consultation; we forward them securely.

All plans subject to the lender’s terms. Tajeer is regulated by the Central Bank of Oman. Qpay is a licensed payment service — credit limits are set inside the Qpay app (some users up to OMR 500, others lower). The in-house braces plan is administered directly by Finland Dental Center.

Quick comparison

Which one fits?

Plan	Duration	Min. value	Approval
Braces plan (in-house)	11 months	OMR 150 first + 50/mo	During consultation
Qpay	4 months	Varies (≤ OMR 500)	In-app
Tajeer Finance	Up to 24 months	OMR 500+	24–72 hrs

Common questions

Before you pick a plan.

Which treatments can be paid in instalments?: The clinic’s in-house instalment plan is only for braces (orthodontics). For all other treatments we accept Qpay (up to OMR 500 per user, limit set inside the Qpay app) or Tajeer Finance (up to 24 months, for larger cases).
Do I need the Qpay app installed?: Yes. You install the Qpay app on your phone, register, and complete KYC inside the app. Qpay then assigns your personal credit limit — some users are approved for up to OMR 500, others for less. We cannot raise the limit from the clinic.
Can I combine plans with insurance?: Yes. Insurance typically covers part of the fee; the patient share can be split across any of the plans. Send us your policy details and we will produce a clear breakdown.
What if I want to pay off early?: The in-house braces plan allows early settlement at any time without penalty. Qpay’s early-settlement terms are set inside the app. Tajeer follows its own early-settlement policy stated on your contract.
Do I need to pay anything before treatment starts?: For the braces plan, OMR 150 is paid on the day braces are fitted. Qpay and Tajeer release the full amount to us at approval, so treatment can start immediately.
Is Sharia-compliant financing available?: Tajeer Finance operates under Sharia-compliant structures. Ask for the Murabaha-based product when you apply.

We match the right plan to your case after consultation.

Send us your expected treatment value and we’ll propose the plan that fits — no commitment.

Ask on WhatsApp +968 2456 0706 See pricing →